Florida Mortgage Experts
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Why is my mortgage score lower when a mortgage company pulls my credit report?
There are several credit scoring models used by different organizations and industries to assess an individual’s creditworthiness. The two most widely recognized and used credit scoring models in the United States are the FICO score and the VantageScore. These models have various versions and iterations, each designed for specific purposes, such as mortgage lending, credit cards, or auto loans.
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