New Construction | Florida Mortgage Experts

Think New Homes Cost More? Not Right Now.

Written by Florida Mortgage Experts Syndicate User on September 3, 2026. Posted in Affordability, Agent Value, Buying Tips, For Buyers, Home Prices, New Construction.

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices and stacking on incentives to try to keep their inventory moving.Here’s why that’s really important for any would-be homebuyer to know.Newly Built Homes Are the Better Deal Right NowAccording to the latest data from the Census and the National Association of Realtors (NAR), a newly built home now typically costs about $40,000 less than an existing one (see...

The “Take It or Leave It” Attitude Is Fading from the Market – What That Means for You

Written by Florida Mortgage Experts Syndicate User on July 14, 2026. Posted in Buying Tips, For Buyers, For Sellers, New Construction, Selling Tips.

Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too. That’s why whether you’re buying or selling today, there are two terms you’ll hear a lot: concession and incentive.A concession is something a seller agrees to during negotiations to get a deal done.An incentive is a perk a builder (or a seller) advertises upfront to attract buyers.Let’s run through what you need to know about both and how they could play a role in your move.More Sellers Are Agreeing to ConcessionsAlmost half (46%) of homeowners who sold...

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Written by Florida Mortgage Experts Syndicate User on June 2, 2026. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, New Construction.

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.That’s the reality for a lot of buyers right now. Affordability is tight.But don’t let that discourage you. Going smaller might actually be a smart play in today’s market – and the upside can be bigger than you’d think. Let’s break down two places to look where smaller won’t necessarily feel like a compromise.Homebuilders Are Focused on Smaller Options LatelyFor starters, smaller is kind of on trend right now. Newly built homes have been...

Newly Built Home Prices Hit a 5-Year Low

Written by Florida Mortgage Experts Syndicate User on May 22, 2026. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, New Construction.

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.The median sale price of a newly built home is now at its lowest level since 2021, according to the latest data from the Census. And on top of that, builders are still rolling out incentives to bring buyers through the door.Here’s what’s happening, and what it means if you’re shopping right now.Prices on Newly Built Homes Have Come DownAfter a steep climb during the pandemic years, prices have eased a bit. The median sale price of newly built homes...

Move-Up Buyers Are Choosing New Construction

Written by Florida Mortgage Experts Syndicate User on February 17, 2026. Posted in For Buyers, For Sellers, Move-Up, New Construction.

At some point, a house that once felt perfect just… doesn’t anymore.Maybe you need more space.Maybe working from home turned your dining room into a permanent office.Maybe the layout just doesn’t match how you live now.If your current house is starting to feel like it’s holding you back instead of supporting your life, it’s natural to think about making a move. But that brings up the next big question: once you sell, where do you go?For a growing number of buyers, the answer is something brand new.New Construction Is a More Popular Choice LatelyAccording to the National Association of...

Why Townhomes Are Popular with Today’s First-Time Buyers

Written by Florida Mortgage Experts Syndicate User on February 10, 2026. Posted in Affordability, First-Time Buyers, New Construction.

Buying your first home can feel frustrating when the numbers don’t line up the way you expected. You may know you’re ready but finding something that fits your life and your budget is the hard part.That’s where townhomes come in.Townhomes are becoming a bigger part of today’s housing supply, and that shift is opening doors for first-time buyers in a way we haven’t seen in years. That’s because they offer a more realistic path to step into homeownership without stretching yourself too thin, especially in a market where affordability can still feel tight.There Are More Townhomes To Choose...

This May Be the Best Time To Buy a Brand-New Home

Written by Florida Mortgage Experts Syndicate User on December 9, 2025. Posted in Affordability, Buying Tips, For Buyers, New Construction.

New home construction today is giving buyers something it feels like they haven’t gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out incentives that make these homes more affordable than many people expect.It’s a combination that doesn’t come around often – and it’s putting buyers in a surprisingly strong position this season. Here’s why this moment matters and why it’s worth partnering with your own local agent to take advantage of it.1. More New Homes Are Available Now –...

Are Builders Overbuilding Again? Let’s Look at the Facts.

Written by Florida Mortgage Experts Syndicate User on November 13, 2025. Posted in For Buyers, For Sellers, Inventory, New Construction.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes.Builders Are Pulling Back, Not Piling OnPermits (applications to start building new homes) are one of the best early indicators for what’s next for home construction. And right now, building permits are...

Why More Buyers Are Turning to New Construction This Year

Written by Florida Mortgage Experts Syndicate User on October 14, 2025. Posted in Affordability, Buying Tips, For Buyers, New Construction.

There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal.Builders are offering serious incentives today, and people are jumping on them. In fact, new home sales just hit their highest level in over two years (see graph below):Why Builders Are Throwing in PerksThere are more newly built homes for sale right now than there have been in years. And as a buyer, that can help you in two big ways. It gives you more options to choose...